Chad White | EA, CIMA®, AIF®
With the heart of a Teacher, Founder and President Chad White is honored to serve his clients as a SmartVestor Pro. A student of Dave Ramsey’s teachings, Chad has attained Baby Step 7 by practicing what he preaches. His passion is serving clients as they transition into Retirement. A graduate of Raritan Valley College, Chad began his career over 27 years ago with CJM Planning Corporation Inc. He later joined First Union Securities as Vice President, and Securities Principal overseeing investment representatives in five area branches.
During the pandemic Chad got Covid-19 early on. After recovering Chad had some insomnia and was waking up at 4am daily. He decided to put that extra time in the morning to good use and studied several hours each morning for a year and passed the 3 certification tests to earn the Enrolled Agent Designation.
Chad had previously become an Accredited Investment Fiduciary® (AIF) designee in 2004 long before the industry helped make Fiduciary a household term.
In 2009, Chad obtained the prestigious CIMA® (Certified Investment Management Analyst). The CIMA® is a designation for experienced financial professionals seeking competency as advanced investment counselors. Certification is awarded by the Investment & Wealth Institute, Chad attended graduate level courses on investment-management taught in conjunction with the Wharton School of Business. Students are required to pass a rigorous exam and once licensed, must agree to ongoing continuing education requirements and pledge to uphold the Investment & Wealth Institute code of professional responsibility, performance reporting standards, and standards of practice. An article about the CIMA® which was authored by Chad White has been published titled; 5 No-Nonsense Steps to the CIMA®.
Chad holds security registrations 6, 7, 24 and 63 with LPL Financial, is fully licensed by the State of New Jersey in Life and Health Insurance and offers Securities and Advisory Services through LPL Financial a Registered Investment Advisor.
He lives in the Toms River NJ community with his wife Patty. He has two grown daughters Melanie & Rachel who live in Florida and Washington D.C. Chad has spoken on local radio & television and given classes at Ocean County College on retirement planning. Chad is a past President of the Ocean County Business Association. He is also the current President of The Commons Professional Condo Association which is where his office is located. He is a member of Calvary Chapel Living Water Church in Toms River.
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