Dave Ramsey's 7 Baby Steps

BABY STEP 1 – Save $1,000 to start an emergency fund

BABY STEP 2 – Pay off all debt using the debt snowball method

BABY STEP 3 – Save 3 to 6 months of expenses for emergencies

BABY STEP 4 – Invest 15% of your household income into Roth IRAs and pre-tax retirement funds

BABY STEP 5 – Save for your children’s college fund

BABY STEP 6 – Pay off your home early

BABY STEP 7 – Build wealth and give